Terms of Service

1. Scope
   These Terms of Service ("Terms") govern the use and responsibilities of Calcumoney Financial Calculator (the "Site"). By using this Site you agree to be bound by these Terms.
2. Services
   The Site provides various financial calculators and information. While we strive to offer accurate information and services, we do not guarantee the accuracy or reliability of the content.
3. Disclaimer
   All calculations and information provided by this Site are for reference only and should not be interpreted as investment or professional advice. We are not responsible for any loss resulting from the use of this information.
4. Intellectual Property
   All content included on the Site (text, graphics, logo, etc.) is the property of the Site unless otherwise indicated. Except for personal use, users may not copy, distribute, transmit or sell the content without permission.
5. Ads and Links
   The Site may contain advertisements or links to external sites. We are not responsible for the content or services of linked sites. Please review the privacy policy and terms of any third-party site you visit.
6. Modification of Terms
   We may modify these Terms as needed, provided that such changes do not violate applicable laws. When the Terms are revised, the effective date and summary of changes will be clearly indicated and posted on the Site.
7. Governing Law & Jurisdiction
   These Terms are governed by the laws of the Republic of Korea. In the event of a legal dispute arising from the use of the Site, jurisdiction shall lie with the court having authority over the location of the Site operator.